| Buying car insurance can be very expensive. Most | | | | wheel will get a higher insurance rate than a car |
| people are aware that factors such as your age, | | | | loaded with safety features. If you can, choose a car |
| where you live, your driving record and your credit | | | | with as many safety features as possible: airbags in |
| history influence how much you pay for car insurance | | | | every seat, antilock breaks, a car alarm, a locking |
| every month. But there is one more factor that | | | | steering wheel, daytime running lights and any other |
| greatly influences how much you pay for your auto | | | | option you can afford. Find out if a car has high crash |
| insurance premium every month that most people | | | | test ratings. Not only will you and your family be |
| overlook. What is it? The type of car you drive. | | | | safer, you'll have more spending money as well! |
| A beat-up, old Toyota Camry with 200,000 miles on | | | | The best time to start thinking about how your car |
| it is not a brand new red Corvette. Car insurers know | | | | will affect your insurance premium is before you |
| that, and they charge accordingly. In general, sports | | | | even buy it. Use logic, common sense, and don't be |
| cars are the most expensive cars to insure. Why is | | | | afraid to ask. Quote-generating internet sites can help |
| that? Well, they're fast! Sports cars are more likely to | | | | you see how much you would have to pay to insure |
| get into accidents as owners use their | | | | a particular car before you buy it. Consider it a part |
| high-performance engines to drive at high speeds. | | | | of the total cost of the car. |
| Another reason why sports cars are expensive to | | | | Here are some general principles to follow which will |
| insure is because they are stolen more often than | | | | help you choose a car that will get the lowest |
| other cars. And the more mileage you put on your | | | | insurance rates. Once again, choose more safety |
| sports car every year, the more likely you are to get | | | | options if you can. Choose a less flashy car. A |
| into an accident or have the car stolen, which equals | | | | minivan will get better rates than an SUV. Choose a |
| the higher amount you end up paying in car insurance. | | | | "low profile" car that won't attract attention. Choose |
| Many internet sources will tell you which cars are | | | | a car that isn't expensive to repair. The more |
| more likely to be stolen. If you want a car that will | | | | expensive repairs are, the more you will have to pay |
| get low car insurance rates, do some internet | | | | for auto insurance. |
| research and find out which cars are commonly | | | | In a word, choosing a car that won't cost a fortune |
| stolen, and avoid buying those cars. | | | | to insure is about prudence. You may drool over that |
| Car safety features are another factor that can raise | | | | yellow Mustang, but a dark-colored minivan will save |
| or lower your insurance premiums. A car with no | | | | you a lot of money. The choice is yours. |
| anti-lock breaks, airbags or without a locking steering | | | | |