Antique Auto Insurance - What You Need to Know

Do you own a 1967 Chevy Camaro? Is your Pridecompanies expect that the car will only be used for
and joy a 1931 Oakland? Or perhaps you own a 1940club activities, parades and exhibitions and may
Packard? Whatever the make or model of yourimpose a yearly mileage limit on the car. This limit can
collectors car, if it is over twenty-five years old thenrange between one and five thousand miles per year.
it is an antique car and for your own peace of mindThe car itself must be in good condition and well
should be covered by antique auto insurance.maintained in order to satisfy the policy requirements.
Antique autos usually have thousands of dollars andThe company may require a picture of the car and
many hours spent on their restoration and becausedetails of any restoration work carried out.
of this and their comparative rarity, their valueWhilst each state and company may offer different
actually increases over time, which is the completeoptions to the policy, the most common options
opposite to the normal everyday car you drive toavailable are spare parts coverage to cover the cost
work or the mall.of specialized spare parts, collision coverage to pay
Although antique auto insurance can be relativelyfor damage to the insured vehicle sustained from
inexpensive when compared to ordinary carcollision with another vehicle or object and
insurance, auto insurance companies do impose quitecomprehensive coverage for the total loss of the
heavy conditions on the use and storage of your carinsured vehicle.
in order to insure it.As with any auto insurance it pays to get as many
The insured vehicle must be kept in a secure garageantique auto insurance quotes as possible in order to
or lock-up when not being used in order to reducebe able to make a comparison and get the best deal.
the risk of vandalism or theftThere are specialized antique auto insurance
The owner/driver of the vehicle usually must have atcompanies but many of the larger companies that
least ten years driving experience and a good drivinginsure your everyday vehicle also offer such policies.
record.It may be worthwhile checking this out as you should
How much the antique car is to be driven has anqualify for a multi vehicle discount.
important impact on the policy rates. The insurance