| A special car deserves a dedicated car insurance | | | | depreciate year after year. |
| policy that is tailor-made to the customer's precise | | | | Usually an evaluation is carried out and both parties |
| needs. In the UK, companies offer specialist car | | | | agree on the actual value of the car. The policy is |
| insurance policies, which are exclusively planned to | | | | written to cover that value. This evaluation is |
| cater to all makes of classic cars, including the Austin | | | | completed before a specialized insurance policy can |
| Healey, Aston Martin, Jaguar and Jenson. Depending | | | | commence. One may also insure a classic car for third |
| on the make of the car, one may select a suitable | | | | party only, including third party fire and theft or full |
| insurance policy. | | | | comprehensive cover. |
| Finding reasonably priced classic car insurance in the | | | | Classic car policies typically contain the complete |
| UK may often be a difficult task. This is attributed to | | | | range of benefits that one may expect from any |
| the fact that many key insurance companies do not | | | | normal car insurance policy. These include immobilizer |
| provide competitive classic car insurance quotes for a | | | | concession, good driver reduction, restricted mileage |
| valued vehicle. Irrespective of the purpose of the | | | | discount, windscreen protection and individual accident |
| car, whether for daily commuting, for display at car | | | | cover. However, all policies do differ on certain |
| shows, rallies, track days or club proceedings, the | | | | aspects. |
| owner needs to appoint a specialist source that | | | | Through a careful evaluation of available policies, one |
| recognizes the car's unique requirements. | | | | may zero down to a couple of insurers that offer a |
| The foremost difference between a classic car | | | | package matching with car's specific insurance |
| insurance policy and a regular UK car insurance policy | | | | requirements. A dialogue with the companies' |
| lies in the fact that a classic vehicle is insured for its | | | | representatives focusing on negotiation of terms will |
| accurate value rather than its market assessment. | | | | help in selecting the best out of the short listed |
| This is important because in contrast to market | | | | companies. |
| value, the actual value of a classic vehicle does not | | | | |