| Some people think of classic cars as the
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| | policy if the pay-out on your claim turns
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| transport of eccentrics and TV
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| | out to be hundreds or even thousands less
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| detectives. Others consider them to be
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| | than you thought. So, if you are
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| glamorous, expensive, and high
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| | surprised to learn that insurers consider
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| maintenance status symbols. But the
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| | your beloved 1970's Datsun Cherry a
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| reality is that many classic cars simply
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| | classic, make sure you take care when
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| do not fit these stereotypes. A classic
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| | choosing your car insurance policy!
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| car is easy to rave about but incredibly
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| | A car as special as yours deserves a
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| hard to define. Who is to say that a
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| | special kind of insurance policy. That's
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| cherished Austin A40 in a supermarket car
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| | where Peter Best Insurance can help. With
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| park is less of a 'Classic Car' than a
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| | over 21 years experience in arranging
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| Mark II Jaguar at Ascot? And that's where
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| | specialist insurance of classic cars,
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| you need to know what is and isn't
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| | they are well placed to provide you with
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| classic - it will make a huge difference
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| | classic car insurance quote and guidance
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| to your car insurance premium.
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| | in selecting the best policy for your
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| Top tips for getting the best deal
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| | car.
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| - It is widely reported in the motoring
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| | Peter Best Insurance Services Ltd is a
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| press that classic car insurance is far
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| | specialist insurance broker with over 21
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| cheaper than a modern car policy but it
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| | years experience in the collectable cars,
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| is important to be vigilant and well
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| | motorbikes and commercial vehicles
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| informed.
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| | markets. The business operates out of two
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| - The condition and scarcity of a classic
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| | offices in Essex - Maldon is the main
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| can vary dramatically, and an owner's
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| | office dedicated to classic cars
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| perception as to the value of his beloved
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| | including MGs, Morgan's, 4x4s etc (01621
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| car can often be at odds with his
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| | 840400), while Kelvedon has certain car
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| insurer's valuation in the event of a
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| | schemes for Mercedes Benz, Volvo, Saab,
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| claim.
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| | BMW, for example and classic motorcycles.
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| - Search for a specialist insurer, they
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| | (01376 573033). Collectable commercial
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| are more likely to provide specialist
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| | vehicles are also catered for here
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| assistance and provide a better rate.
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| | together with kit cars.
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| - It is vital that you take out a
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| | With their interest in the classic
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| guaranteed agreed valuation when insuring
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| | market, they have also forged strong
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| your classic car.
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| | connections with many of the car clubs
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| A genuine agreed valuation is the value
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| | such as the Mercedes Benz Club and the MG
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| guaranteed by the insurer should the car
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| | Car Club. This enables them to offer
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| be written off or stolen. Make sure you
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| | discounted premiums to existing club
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| check that your valuation is
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| | members, providing they can supply their
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| 'guaranteed', as some insurers have
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| | proof of membership.
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| refused to pay out the full amount,
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| | They have a portfolio of insurers who
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| despite the owner believing that they
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| | have created a selection of policies
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| were fully covered.
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| | specifically designed with the classic
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| Insurers may or may not make a small
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| | enthusiast in mind. These will offer the
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| charge for an agreed valuation but it can
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| | best levels of cover at a competitive
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| be a false economy to omit it from your
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| | price.
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