| To a large number of enthusiasts and owners, | | | | very simple in its approach. Classic car |
| classic cars are a true novelty item. These | | | | insurance policies follow certain guidelines |
| antique vehicles have their own charm and | | | | in order to decide whether a particular car |
| beauty, and driving them is a real pleasure. | | | | can be classified as classic car. Cars |
| While some go in for restoring old classics, | | | | included in the category are antique or |
| others try to acquire the car of their | | | | collectibles. These should not be altered |
| dreams. | | | | from their original factory specifications, |
| | | | as they are exclusive designs with a |
| Vast majorities of people insure their | | | | restricted production base. The exotic |
| classic car with their family auto insurer | | | | personal passenger motor vehicles class |
| without realizing the importance of classic | | | | comprises cars that are less than 20 years |
| car insurance. Devoted classic car collectors | | | | old and have not been changed from original |
| choose insurance based on various factors. | | | | factory stipulations. These are unique |
| These include free will on the subject of | | | | designs and part of a limited production run. |
| minimal usage restrictions and unrestricted | | | | |
| mileage for all classes. Other key factors | | | | Newly manufactured vehicles mimicking a |
| include security provisions in the event of a | | | | preceding year's vehicle design, usually of a |
| covered loss and assistance of in-house | | | | classic or antique model year, are also |
| claims with regards to speedy restoration of | | | | recognized as classic cars. A reliable and |
| the car. | | | | valuable source of good information and |
| | | | advice is usually found at local car clubs. |
| One can select a comprehensive protection | | | | One may also search for car owners who have |
| option, which covers agreed value coverage | | | | had experience filing a claim, to learn about |
| and comprehensive and collision coverage to | | | | common terms and conditions. This helps |
| protect ones asset against depreciation. The | | | | acquiring first hand, tested and ready to use |
| application of classic car insurance is also | | | | helpful recommendations. |