| To a large number of enthusiasts and owners, classic | | | | Classic car insurance policies follow certain guidelines in |
| cars are a true novelty item. These antique vehicles | | | | order to decide whether a particular car can be |
| have their own charm and beauty, and driving them | | | | classified as classic car. Cars included in the category |
| is a real pleasure. While some go in for restoring old | | | | are antique or collectibles. These should not be |
| classics, others try to acquire the car of their dreams. | | | | altered from their original factory specifications, as |
| Vast majorities of people insure their classic car with | | | | they are exclusive designs with a restricted |
| their family auto insurer without realizing the | | | | production base. The exotic personal passenger |
| importance of classic car insurance. Devoted classic | | | | motor vehicles class comprises cars that are less than |
| car collectors choose insurance based on various | | | | 20 years old and have not been changed from |
| factors. These include free will on the subject of | | | | original factory stipulations. These are unique designs |
| minimal usage restrictions and unrestricted mileage for | | | | and part of a limited production run. |
| all classes. Other key factors include security | | | | Newly manufactured vehicles mimicking a preceding |
| provisions in the event of a covered loss and | | | | year's vehicle design, usually of a classic or antique |
| assistance of in-house claims with regards to speedy | | | | model year, are also recognized as classic cars. A |
| restoration of the car. | | | | reliable and valuable source of good information and |
| One can select a comprehensive protection option, | | | | advice is usually found at local car clubs. One may |
| which covers agreed value coverage and | | | | also search for car owners who have had experience |
| comprehensive and collision coverage to protect ones | | | | filing a claim, to learn about common terms and |
| asset against depreciation. The application of classic | | | | conditions. This helps acquiring first hand, tested and |
| car insurance is also very simple in its approach. | | | | ready to use helpful recommendations. |