| Classic collector auto insurance is
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| | classic car insurance provisions, daily
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| what's referred to as nonstandard car
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| | driving, commuting to work, and
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| insurance, which includes specialty car
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| | commercial use of a classic auto is not.
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| insurance for the classic car collector
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| | Limitations on a modified car are
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| or owner of a modified car.
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| | similar.
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| Classic collector and modified car
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| | A Boon To The Car Collector
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| insurance is very much like standard
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| | Also an important difference in classic
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| insurance but with significant
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| | car insurance is the means of determining
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| differences regarding use of the vehicle
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| | the value of the classic car. In most
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| and the method of determining value.
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| | states, Massachusetts, Texas, and
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| Although there are criteria for the
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| | Virginia the exceptions, the insured
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| classic collector--often a minimum age of
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| | value of the classic car is an 'Agreed
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| 25, 10 years driving experience, and a
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| | Value'.
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| good driving record--insurance on a
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| | Unlike the case of standard insurance
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| modified car or on classic cars depends a
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| | where the provider determines the value
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| great deal on the car.
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| | of the vehicle, specialty insurers agree
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| There Are Limitations
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| | with the owner on the value up front and
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| A classic auto is usually defined by age,
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| | are bound to that amount in the event of
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| 15 years the usual minimum. In some
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| | total loss to the classic car.
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| states, Massachusetts, for example, the
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| | Because of the criteria on the owner, the
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| age of a classic car must be at least 25
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| | use and storage limitations on the
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| years. Most insurers further require that
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| | classic car or modified car, and the
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| the components of the classic car are
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| | predetermined valuation of the vehicle,
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| original or restored to original, that
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| | specialty insurers can offer insurance
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| the classic be stored in a garage, and
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| | rates on a classic auto or modified car
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| that the owner maintains a daily-use
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| | that are often better than on policies
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| vehicle for everyday use.
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| | for vehicles covered under standard car
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| While limited pleasure driving and club
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| | insurance, a real boon to those who have
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| or hobby activities are acceptable under
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| | a car collection.
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